Fix-and-flip loans in Connecticut

Financing flips statewide

Fast Flip Capital is a national fix-and-flip lender headquartered just over the state line in East Longmeadow, Massachusetts. Connecticut's older cities and dense multi-family housing make it a natural fit for our program.

What investors buy in Connecticut

• Hartford and New Britain: two- and three-family homes, including three-deckers in neighborhoods like Frog Hollow, Parkville and the South End.
• New Haven: multi-families and older single-families in areas such as Fair Haven, Westville and East Rock.
• Bridgeport and Waterbury: two- and three-family homes and capes at lower price points than much of the state.
• Stamford, Norwalk and Fairfield County: single-family homes and condos at higher price points, where renovation quality drives resale.

Connecticut considerations

• Attorney closings. Connecticut real estate closings are typically handled by attorneys. Line up counsel early.
• Permits. Building permits are issued by each town's building department. Requirements and timelines vary widely between cities and small towns.
• Lead paint. Much of the state's housing predates 1978. Connecticut has lead abatement requirements for homes where a child with elevated blood lead lives, and federal disclosure rules apply at sale.
• Well and septic. Outside the cities, many homes rely on private wells and septic systems. Budget for water testing and septic inspection.
• Concrete foundations. In parts of north-central and northeastern Connecticut, deteriorating concrete foundations linked to pyrrhotite are a known issue. Consider testing before buying in affected areas.

How our loans fit Connecticut deals

From a lower-priced Waterbury two-family to a Fairfield County single-family, our loans range from $75,000 to $2,000,000. First-time flippers are welcome on light and moderate rehabs, and experienced investors can finance heavier scopes.

• Single-family, 2–4 unit, condo and townhome flips
• Up to 90% of purchase and up to 100% of rehab (standard program)
• Up to 100% financing for top-tier investors with 10+ completed flips (rehab financed up to $200K)
• Draws released after third-party inspection
• No prepayment penalty

Connecticut cities we serve

• Hartford
• New Haven
• Bridgeport
• Waterbury
• Stamford
• Norwalk
• New Britain
• Danbury
• Meriden
• Bristol
• West Haven
• Manchester
• East Hartford
• Enfield

Fast Flip Capital is a national lender. We finance fix-and-flip projects in most U.S. states. See where we lend.